Dubai Property Costs & Fees
Complete breakdown of all Dubai property buying costs including government fees, agency commissions, service charges, and hidden expenses. Know exactly what you'll pay before purchasing.
Registration Fees
Agency Fee
Service Charges
No Hidden Fees
Dubai Property Purchase Cost Breakdown
Typical property purchase includes property price, registration fees (2-4%), agency commission (2%), transfer costs, and service charges. Total additional costs typically 4.5-7% of property price. No income tax or capital gains tax.
Government Registration Fees
2-4% of property price to Dubai Land Department
Real Estate Agent Commission
Typically 2% (1% buyer, 1% seller) negotiable
Title Deed Transfer
0.25% to Land Department (included in registration)
First Service Charges
0.5-1% for first year building maintenance
Ejari Registration (if renting)
Minimal fee to register tenant lease
No Income Tax
Zero tax on rental income in Dubai
Transparent Costs
Property Purchase Cost Example
Real numbers for 1M AED property purchase
Total cash needed: 1,068,000 AED (if paying cash)
Detailed Fee Breakdown by Expense Type
What each fee covers
Government Registration (2-4%)
- •Paid to Dubai Land Department
- •Transfers property ownership
- •Required for title deed registration
- •Can vary by property type
Real Estate Agent Fee (1-2%)
- •Typically split between buyer/seller
- •Negotiable before purchase
- •Paid from purchase price
- •Can be waived for direct deals
Annual Service Charges
- •Building maintenance and facilities
- •Common area cleaning/security
- •Typically 0.5-1% annually
- •Varies by building age/amenities
Mortgagee Insurance
- •Bank protection if financing
- •Usually 0.25-0.5% of loan
- •Can be added to mortgage
- •Protects lender's interest
Costs & Fees FAQs
Are there any hidden fees in Dubai property purchases?+
No. All costs are transparent and declared upfront. Sunrise provides complete cost breakdown before purchase.
Can I negotiate property purchase fees?+
Agency commission (2%) is negotiable, especially on larger purchases or direct developer sales. Registration fees are fixed.
What are annual service charges used for?+
Building maintenance, security, landscaping, elevators, common areas. Varies by building age, location, and amenities.
Do I pay taxes on property rental income?+
No income tax on rental earnings in Dubai. Zero property tax. This maximizes your net returns.
Are there capital gains taxes when selling?+
No capital gains tax in Dubai when selling property. Keep 100% of profits.
Can I include fees in my mortgage?+
No. Mortgage only covers property price (70-80%). Down payment and fees must be paid separately from your savings.