How to Buy Property in Dubai
Complete step-by-step guide covering eligibility requirements, freehold ownership rights, legal documentation, payment process, and final handover procedures for foreign buyers and international investors.
Days to Ownership
Foreign Ownership
Legal Protection
Transparent Process
Dubai Property Buying Eligibility for Foreign Buyers
Dubai welcomes 100% foreign ownership in designated freehold areas. Foreign nationals require no residency, no citizenship, and no special approval. RERA regulates all transactions ensuring legal security and transparency for international buyers. Learn about investment strategies to maximize returns after purchasing.
100% Foreign Ownership
No residency requirement for property ownership
No Nationality Restrictions
Buyers from any country can own Dubai property
Simple Documentation
Passport, visa, and proof of funds required
RERA Protection
All transactions legally regulated and transparent
International Money Transfer
Easy wire transfer from global bank accounts
Freehold Ownership Rights
Complete property ownership in designated areas
Global Buyers Welcome
Understanding Freehold Property Ownership in Dubai
Complete property rights for foreign investors
What is Freehold Ownership?
Freehold means you own the property and the land permanently. No lease expiration. Complete ownership rights including rental, sale, and inheritance.
Freehold vs Leasehold
Freehold: permanent ownership with no expiration. Leasehold: temporary use rights typically 99 years. Freehold properties command higher resale value.
Freehold Properties in Dubai
Available in Marina, Downtown, Business Bay, Palm Jumeirah, and other premium communities. Designated by Dubai Land Department.
Inheritance & Succession Rights
Freehold properties pass to heirs and beneficiaries. Create family legacy assets and generational wealth through property ownership.
Dubai Property Buying Process Timeline
From consultation to ownership in 60-90 days
Initial Consultation & Property Selection
Discuss requirements, budget, and investment goals. Review property options and perform market analysis.
Offer & Agreement
Make formal offer and negotiate terms. Prepare RERA agreement and legal documentation.
Mortgage Approval (if financing)
Submit loan application to UAE banks. Get mortgage approval from banking partner.
Down Payment & Registration
Transfer down payment to RERA escrow account. Begin property registration process.
Documentation & Legal Review
Complete all legal paperwork and government registration. Title deed preparation.
Final Handover & Keys
Conduct final inspection and receive property keys. Complete ownership transfer.
Legal Documentation Required for Property Purchase
Complete document checklist for buyers
Buyer Documentation
- Valid passport copy
- UAE visa copy (if applicable)
- Proof of income/employment letter
- Bank statements (last 3 months)
- Proof of funds
- Ownership signature authorization
Legal & Registration Documents
- RERA sales agreement
- Title deed (owned property)
- Plot registration certificate
- Non-lien certificate
- Property survey plan
- Mortgage documents (if financing)
Payment Process and Handover Procedures
Clear payment flow and final handover steps
Payment Flow
1. Down Payment
Typically 20-30% to RERA escrow account
2. Mortgage Disbursement
80% from bank (if financing) to escrow
3. Remaining Balance
Final payment at handover completion
4. Escrow Release
RERA releases funds to developer upon completion
Handover Procedures
1. Final Inspection
Conduct final walkthrough and inspect property condition
2. Utility Connection
Electricity, water, and internet setup completed
3. Keys Delivery
Receive property keys and access cards
4. Title Deed Transfer
Official ownership transfer recorded at Dubai Land Department
Frequently Asked Questions About Buying Dubai Property
Do I need to be a UAE resident to buy property?+
No. Non-residents can own property in designated freehold areas. Residency is not required.
What documents do I need as a foreign buyer?+
Passport, visa (if in UAE), proof of income, bank statements, and proof of funds. Complete documentation checklist provided.
Can I get a mortgage as a foreign buyer?+
Yes. Most UAE banks offer 80% mortgages to foreign buyers. Sunrise coordinates mortgage approval with bank partners.
How long does the buying process take?+
Typically 60-90 days from consultation to final ownership. Timeline includes property selection, financing, legal registration, and handover.
What are the additional costs beyond property price?+
Government registration fees (2-4%), agency fees (2%), and service charges. Exact costs disclosed before purchase.
Is there any rental income tax in Dubai?+
No. Zero rental income tax. All rental income is tax-free for property owners.
Can I transfer property to heirs?+
Yes. Freehold properties transfer to beneficiaries and heirs. Create family legacy assets through property ownership.
What happens after I receive the keys?+
Sunrise assists with property management setup, tenant sourcing, rental registration, and ongoing maintenance coordination.
Complete Dubai Property Buying Resources
Dubai Property Investment Guide
investment strategies • guide
Dubai Property ROI & Rental Yield
returns • rental income
Payment Plan Guide
payment options • flexible terms
Mortgage Guide
financing • loans
Off-Plan vs Ready Property
comparison • pros cons
Dubai Marina Investment
popular area • waterfront
Downtown Dubai Apartments
central location • premium area
Golden Visa Properties
visa eligibility • residency
Real Estate Agent Dubai
expert advisor • consultation